Updated March 2025
All full-time (30+ hours a week) employees are offered medical, vision, dental, life and Accidental Death & Dismemberment Insurance with coverage beginning the first of the month following 30 days of employment. Employees who work above 30 hours but below 40 hours a week on a regular basis pay a higher prorated portion for their benefits. Gilpin County offers coverage to benefit eligible employees, their spouses, civil union partners, and the children of either member of such unions. Children are eligible for coverage through the end of the month in which they turn 26 years of age. Employees who work below 30 hours a week are considered part-time and are not eligible for benefits.
Health Benefits
Employees are eligible to select one of two health care plans, Kaiser Permanents or United Health Care, with the County picking up 95% of the costs. In addition to medical coverage, the County also covers $3,000/Individual or $6,000/family to use for medical expenses through a HRA Card. This means that most co-pays, lab work, or similar medical expenses typically paid by the employee may be paid for by the County.
Medical Options – Monthly Employee Cost
Provider | Employee Only | Employee + Spouse | Employee + Child(ren) | Family |
|---|---|---|---|---|
Kaiser Permanente | $40.35 | $84.80 | $74.70 | $117.15 |
United Health Care | $44.90 | $94.30 | $83.00 | $130.15 |
Dental Options – Monthly Employee Cost
Provider | Employee Only | Employee + Spouse | Employee + Child(ren) | Family |
|---|---|---|---|---|
Delta Dental of Colorado PPO and Premier Networks | FREE | $19.00 | $47.00 | $63.00 |
$2000 annual max. Preventative services covered at 100%. Basic services at 80%. Major services at 50%
Vision Options – Monthly Employee Cost
Provider | Employee Only | Employee + Spouse | Employee + Child(ren) | Family |
|---|---|---|---|---|
VSP | FREE | $3.60 | $3.80 | $6.20 |
Routine exam $10 copay. Lenses, per pair $10 copay. Frames $175 allowance. Contact $175 allowance
Wellness
Paid Time Off
| Hours | Notes |
|---|---|---|
Vacation | 118 hours | 40 hours available on first day of employments then accrues at a rate of 3 hours per pay period. |
Holidays | 130 hours (13 days) | Holidays are paid in 10-hour days |
Personal Time | 30 hours | Available immediately (prorated quarterly based on start date). Will be eliminated starting in 2026 |
Total Time Off | 248 hours + prorated personal time based on start date | (First year employees. Increases after first year) |
After the first year of employment, vacation time increases to 130 hours accrued annually – or 5 hours per pay period. Future increases after 5 and 10 years of employment.
Sick Leave
104 hours accrued annually - 4 hours per pay period.
Recreation Center Usage
Gilpin County Community Center membership is free to all employees, not including contract classes.
Employee Assistance Plan - Triad
Employees and members of their household may access free resources for a wide variety of needs. Available 24/7; completely confidential.
Financial Security
Retirement
Two retirement savings plans are available through the Colorado Retirement Association: 401(a) and 457 Deferred Compensation Plans
- The 401(a) has a 5% required full match with Immediate Vesting.
- The 457 Plan is optional and has Pre-tax and Roth Options are available.
Social Security, as required by law: 6.2% required full match.
Life and AD&D
Offered by The Standard (no cost to employee): $50,000 in Basic Life and Accidental Death and Dismemberment.
Short and Long-Term Disability Coverage
Offered by The Standard (no cost to employee): 60% of pre-disability earning, up to $1,000 per week. Waiting period – short term 14 days, long term 90 days.
Long-Term Care
Offered by Unum (no cost to employee): $2000/month for up to 3 years.
Education
Member governments’ elected officials and staff are eligible for tuition discounts and other benefits at eight institutions of higher education. All DRCOG and member government employees are assigned a local university development counselor and a graduation team. To learn more, request a complimentary advising session, or learn about programs, contact local university development counselor Jean Manning-Clark at 602-247-4971 or 720-415-7087.
Learn more about higher education opportunities through DRCOG
Additional Life, AD&D, Short-term disability, Long-Term Disability, and Long-Term Care coverage available for purchase.
Contact Human Resources for details regarding anything covered in this summary, including terms, limits and conditions. Benefits are subject to change.